Program Highlights

• No Income documentation required
• Not stated income qualifying
• DTI not calculated
• Credit underwritten based on LTV, FICO, and liquidity
• Primary residence and second homes
• Asset seasoning 30 days
• Loan amounts up to $3 million
• LTV up to 80% purchase and rate-and-term
• LTV up to 70% cash-out
• FICO beginning at 640
• Rate/term – Debt consolidation option

Ideal For The Following Borrower’s

• Self-Employed/Small Business Owner
• Volatile or Irregular Income
• Retired
• Seasonal & Gig Workers
• Real Estate Investors
• Owners & Employees of Cash Businesses
• Newly Self-Employed
• Transitioning from Recent Health, Family,
  or Other Life Events
• Looking to Tap Trapped Home Equity
• Recent Immigration
• Disqualified Income