No Income Mortgage For Primary Residence

No Qualifying Income or Employment for PRIMARY RESIDENCE

Program Highlights

  • No Income documentation required
  • Not stated income qualifying
  • DTI not calculated
  • Credit underwritten based on LTV, FICO, and liquidity
  • Primary residence and second homes
  • Asset seasoning 30 days
  • Loan amounts up to $3 million
  • LTV up to 80% purchase and rate-and-term
  • LTV up to 70% cash-out
  • FICO beginning at 640
  • Rate/term – Debt consolidation option


Ideal For The Following Borrower’s

  • Self-Employed/Small Business Owner
  • Volatile or Irregular Income
  • Retired
  • Seasonal & Gig Workers
  • Real Estate Investors
  • Owners & Employees of Cash Businesses
  • Newly Self-Employed
  • Transitioning from Recent Health, Family,
    or Other Life Events
  • Looking to Tap Trapped Home Equity
  • Recent Immigration
  • Disqualified Income

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