661-333-1181
Start Here
661-333-1181
Start Here
661-333-1181
Start Here

STATED INCOME LOANS

BUSINESS OWNER'S | CONTRACTOR'S | HIGH NET-WORTH | INVESTOR'S | SALES | SELF-EMPLOYED | ENTREPRENEURS

We offer stated income loans and commercial mortgages for residential, commercial, industrial and retail properties.  Mortgage loans available from $100k to $20 million. We’re a favorite among self employed business owner’s and entrepreneur’s needing a business purpose loan. We’re based in Southern California.  We’re an excellent alternative to hard money and private money lender’s.

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Property Types We Fund

SINGLE FAMILY HOMES

Single family residence (SFR) purchase or refinance as a primary, investment or second home.  We have numerous programs single family and 1-4 unit residential properties.

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CONDOMINIUMS

Purchase or refinance as primary residence, investment or second home.  Loan programs available for non-warrantable condominiums as well. 

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OFFICE BUILDINGS

Commercial real estate loans are different from residential mortgages in that they typically have shorter loan terms and may require a larger down payment.

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RETAIL SPACE

Excellent resource for non-bank financing.  We have less rigid underwriting, faster approvals and lower fees and closing costs than banks.  Great programs for small and medium sized companies.

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INDUSTRIAL OFFICES

We focus more on the property’s value and revenue-generating potential than the borrower’s personal income and credit.  Our alternative, asset-based mortgage programs allow us to meet the challenging needs of real estate investors, including W-2, self-employed and small business owners, who are often tough to qualify.

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METAL BUILDINGS

Metal building loans for self-employed and small business owners who are often tough to qualify find success in our loan programs.

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COMMERCIAL OFFICES

Great alternative to hard money loans with longer terms and flexible underwriting.  Qualifying based on property value not personal income.

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SELF STORAGE

Self storage loans with interest only options for lower payments and 30 yr fully amortized loan.  Check below or call for further details.

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SHORT-TERM RENTALS

Short-term investment property mortgage options for purchase, refinance and cash-out.  Most of our programs don’t require tax returns.

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MIXED USE PROPERTIES

Mixed-use properties can utilize asset-based mortgage programs that are specifically designed for independent real estate investors and small business owners who often don’t qualify for traditional bank loans.

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COMMERCIAL MORTGAGE LOANS

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Commercial

NON-QM LOANS

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Residential

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Tell us about your scenario and we can help with funding.
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I was able to buy a primary residence without proof of income! The loan programs at Stated Income are fantastic!
FischerSelf Employed
Fischer
I had multiple retirement accounts I needed to convert to a real estate portfolio.  They were great at helping with all the purchases.  Lots of programs and excellent to work with!
GratkeCEO
Testimonial-4
I'm a self employed business owner and was not able to use my tax returns for a mortgage due to all my write-off's.  They provided numerous ways I could get prequalified without tax returns.  Easy to work with and well organized. Will use them again!
RawlingsBusiness Owner
Rawlings
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