MORTGAGE CHECKLIST
APPLICATION ITEMS
REQUIRED FOR ALL LOAN PROGRAMS
- Copy of Driver's License
- Copy of Social Security Card
- Address history last 2 years?
- How long at current address?
- Rent or own currently?
- If renting, current rent paid/month?
- Employment history last 2 years?
- If self employed, name of company owned?
- Current job title?
- How long in current job title?
- Married or Unmarried?
- How many dependents and their ages?
- Hazard insurance DEC page showing annual premium
- Current mortgage statement
- Purchase agreement (if purchase loan)
- Credit authorization - Download Here
MORTGAGE PROGRAMS
BANK STATEMENT PROGRAMS
Qualify Using Personal or Business Accounts
- 12-24 Months current bank statements
- 1 Month Personal bank statements
STATED INCOME PROGRAMS
- Lease agreements all properties owned
- Rent roll all properties owned
TAX RETURN PROGRAMS
- Pay-stubs covering 30 day period
- Tax Returns last 2 years (1040's)
- W-2's last 2 years
