STATED INCOME LOANS
SELF-EMPLOYED | BUSINESS OWNER'S | INVESTOR'S | CONTRACTOR'S | SALES | HIGH NET WORTH
STATEDINCOME.COM
We offer stated income loans and jumbo loans from $200k to $10 million. We’re a favorite among self employed, business owner’s and investor’s unable or unwilling to use their tax returns to qualify for a mortgage. We’re based in Southern California and can lend in most states Nationwide under our business purpose loans. We’re an excellent alternative to hard money and private money lender’s.
LOANS WE PROVIDE
STATED INCOME LOANS
Our Stated Income Loans have zero income requirements. Ideal programs for investment properties and for borrower's who would like to close their transactions quickly. We also offer Stated Income Jumbo Loans.
BANK STATEMENT LOANS
Designed for self employed borrower's who would prefer to qualify using bank statements. These loans don't require tax returns, pay-stubs or W-2's. Near "A" paper rates depending on LTV and credit score.
private money loans
This is our equity based lending and is generally for investor's or buyer's who would like to close in 5-10 days. No income documentation is required.
Full Doc loans
Yes, we also provide tax return loans. Our programs are some of the most competitive you'll find online.
Asset depletion loans
These are generally for high-net worth individual's with significant liquid assets. No employment necessary.
Portfolio Loans
Portfolio Loans have a special niche. These loans span the full gamut and can easily exceed $50 million depending on the property.
STATED INCOME MORTGAGES
Purchase or Refinance?
I was able to buy a primary residence without proof of income! The loan programs at Stated Income are fantastic!
FischerSelf Employed 
I had retirement account I needed to convert to a real estate portfolio. They were great at helping with all the purchases. Lots of programs and excellent to work with!
GratkeCEO 
I'm a self employed business owner and was not able to use my tax returns for a mortgage due to all my write-off's. They provided numerous ways I could get prequalified without tax returns. Easy to work with and well organized. Will use them again!
RawlingsBusiness Owner 
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