Privacy | StatedIncome.com

Privacy Policy

The mortgage loan solicitation, origination, servicing, and sale (the “Service”) is provided by StatedIncome.com (hereinafter referred to as “we” or “us”) through the https://statedincome.com/ website and associated mobile applications. When you use our service, our policies regarding the collection, use, and disclosure of personal data, as well as your options regarding that data, are outlined on this page.

We do not rent or sell your data to other businesses; rather, we use it to provide and enhance the service. You consent to the collection and use of your information in accordance with this policy by using the service. The terms used in this Privacy Policy have the same meanings as in our Terms of Use, unless otherwise specified.

Types of Information and Data Collected and Use

We gather a variety of sorts of information for a range of purposes in order to offer you our service and improve it.

Personal Information

When you use our Service, we may ask you for certain personally identifiable information (also known as “Personal Data”) that can be used to contact or identify you. Information that can be used to identify a person can include, but is not limited to:

First name and last name;
Phone number;
Email address;
Address, State, Province, ZIP/Postal code, City;
Social Security Number;
Employment information;
Financial information such as your income, assets, and liabilities, as well as information about your bank statements, investments, insurance, business docs, and tax returns;
Cookies and Usage Data.

In order to provide you with the Service, we may also obtain this information from numerous other sources. Employers, lawyers, banks, title insurers, insurance companies, and credit reporting agencies are some examples of these sources. We may also use your Personal Data to send you marketing or promotional materials, newsletters, and other information that we think you might find interesting. Follow the unsubscribe link or the instructions in any email we send to opt out of receiving any or all of these communications.

Usage Data

We may also collect “Usage Data,” information sent by your browser whenever you visit our Service or use a mobile device to access the Service. Your computer’s Internet Protocol address, browser type, browser version, the pages of our Service you visit, the time and date of your visit, the amount of time spent on those pages, unique device identifiers, and other diagnostic data may be included in this Usage Data.

This Usage Data may include unique device identifiers and other diagnostic data when you use a mobile device to access the Service. Other examples of this data include your mobile device’s unique ID, IP address, mobile operating system, and mobile Internet browser.

Location Data

If you consent, we may use and store information about your location (collectively, “Location Data”). We use this information to enhance and personalize our Service, offer features, and so on. When you use our Service, you can set your device’s settings to enable or disable location services at any time.

Cookies and Tracking Information

You have the ability to tell your browser when a cookie is being sent or to reject all cookies. However, you may not be able to use all of our Service’s features if you refuse to accept cookies. We use a few examples of cookies:

Session Cookies – Our Service is run by Session Cookies.
Cookies of preference – Preference Cookies are used by us to remember your settings and preferences.
Cookies for security – We use Security Treats for security purposes.

The Use of Information and Data Collected

We use the data we collect for a variety of purposes:

to maintain and provide our service;
to inform you of service enhancements and changes;
to get in touch with you to talk about your account or if there is a problem completing a transaction you requested;
to allow you to use our Service’s interactive features when you choose to;
to offer assistance to customers;
to make it possible for our partners in financial services to set up automatic payments and fund transfers;
to gather useful data or analysis for the purpose of enhancing our service;
to keep track of how people use our Service;
to find, prevent, and fix technical problems; and, unless you have chosen not to receive such information, to provide you with news, special offers, and general information about other products, services, and events we offer that are comparable to those you have already purchased or inquired about.

Your information might be given to but not limited to:

Financial service providers like mortgage bankers/broker’s, mortgage companies, investor’s, insurance agents, and securities broker-dealers
Non-financial businesses like title and escrow companies and appraisal firms, among others

Transfer of Data and Information

Your data, including Personal Data, may be transferred to and stored on computers outside of your state or other governmental jurisdiction, where data protection laws may differ. Please be aware that we transfer the data, including Personal Data, to the United States and process it there if you choose to provide us with information even though you are located outside of the United States.

Your submission of this information, in conjunction with your acceptance of this Privacy Policy, signifies your consent to the transfer.

We will take every reasonable step to ensure that your data is handled securely and in accordance with this Privacy Policy. No Personal Data will be transferred to a country or organization unless adequate controls, including controls regarding the security of your data and other personal information, are in place. Your privacy rights may vary from state to state, so this policy may not cover all of them. If you want to be sure of your privacy rights, you might want to get in touch with the state agency that oversees consumer privacy rights.

Sharing Personal Information for Law Enforcement and Legal Requirements

If we are required to do so by law or in response to legitimate requests from public authorities (for example, a court or a government agency), we may be required to disclose your Personal Data under certain circumstances.

We may disclose your Personal Data if we have reason to believe that doing so is required to:

to fulfill a legal requirement;
to safeguard and defend our assets or rights;
to prevent or look into potential wrongdoing related to the Service;
to safeguard the public’s or Service users’ personal safety;
and to avoid being held liable in court.

We may employ “Service Providers,” which are businesses and individuals who provide our service, provide it on our behalf, provide services related to our service, or assist us in analyzing how our service is used. The only reason these third parties have access to your Personal Data is to carry out these tasks for us. They are not allowed to use or disclose it for any other purpose.

Protection of Information and Data

We place a high value on the safety of your data, but keep in mind that neither electronic storage nor Internet transmission is 100% secure. While we make every effort to safeguard your Personal Data using methods that are commercially acceptable, we are unable to guarantee its absolute security.

How We Handle Do Not Track Warnings

If a website or online service provider collects personal information about your online activities over time and across third-party websites, it is required to disclose how it responds to browser “do not track” signals or other similar mechanisms. We are exempt from this requirement because we do not track your personal information across third-party websites or over time.

When you use a website or online service, the operator is also required to disclose whether third parties may collect personal information about your online activities over time and across multiple websites. Your browsing or usage habits may be collected by third parties who have content or services on our website, such as a social feature, analytics service, or advertising partner, but this information does not include personal information. Unless you provide it directly to us and we provide it to them with your consent, we do not knowingly allow such third parties to collect any personal information from our website.

Analytics

Our Service may be monitored and analyzed by third-party Service Providers.

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

Payments

Within the Service, we may offer paid goods and services. All things considered, we might involve outsider administrations for installment handling (e.g., installment processors). Unless you choose to use the service’s recurring payment feature, we will not store or collect your banking information or payment card information. Your personal information may be provided directly to our third-party payment processors, whose privacy policies govern how they use it.

Other Websites' Links

We do not control all of the websites or mobile applications that are linked from our Service. You will be taken to the website or mobile application of the third party if you click on a link provided by that third party. We strongly recommend that you examine each website’s privacy statement. We take no responsibility for the content, privacy policies, or practices of any third-party websites, mobile applications, or services and have no control over them.

Privacy for Children

The term “Children” refers to anyone under the age of 18. Anyone under the age of 18 is not knowingly collected personally identifiable information by us. Please get in touch with us if you are a parent or guardian and are aware that your child has given us personal information. We take steps to delete the information from our servers whenever we learn that we have collected Personal Data from children without verifying parental consent.

Modifications to the Privacy Policy

Our Privacy Policy may be updated from time to time. By publishing the updated Privacy Policy on the website, we will inform you of any significant modifications. You should check this Privacy Policy on a regular basis for any changes. When posted on this page, changes to this Privacy Policy take effect.

Message Us

Please get in touch with us via our contact page or the phone number at the top of the page if you have any questions.