STATED

INCOME

STATED INCOME LOAN PROGRAMS

No Income Documentation Mortgages

Interest Only Available

Primary Residence, Second Home and Investment Properties
Purchase, Rate/Term and Cash-Out Refinance
Loans $150k to $15 Million +
Fixed and ARM’s
600 Min-FICO
90% Max LTV
No Reserve Requirements and No Prepayment Penalty
No Mortgage Insurance Required
SFR, Condos, Townhouse and 2-4 Units

Popular

Interest Only Available

Residential Investment and Commercial Properties
Primary Residences Allowed under Business Purpose * Call
Purchase, Rate/Term and Cash-Out Refinance
Loans $150k to $5 Million
Fixed and ARM’s
650 Min-FICO
75% Max LTV (Maybe 80% depending on scenario)
Residential = SFR, Condos, Townhouse and 2-4 Units
Commercial = 5+ Units, Mixed Use, Retail, Office, Warehouse, Self Storage, Automotive

Investor

1099 Borrower Option

Primary Residence, Second Home and Investment Properties
Purchase, Rate/Term and Cash-Out Refinance
Loans $150k to $15 Million
Fixed and ARM's
600 Min-FICO
SFR, Condos, Townhouse and 2-4 Units

Popular

Interest Only Available

Primary Residence Only
Purchase, Rate/Term and Cash-Out Refinance
Loans $150k to $5 Million
Fixed and ARM’s
650 Min-FICO
75% LTV Purchase / 70% LTV Refinance
No Reserve Requirements and No Prepayment Penalty
No Mortgage Insurance Required
SFR, Condos, Townhouses

Primary Res

Interest Only Available

Use Personal Bank Statements – No Tax Returns
Primary Residence, Second Home and Investment Properties
Purchase, Rate/Term and Cash-Out Refinance
Loans $180k to $5 Million +
Fixed and ARM’s
600 Min-FICO
90% Max LTV
SFR, Condos, Townhouse and 2-4 Units

High Worth

Interest Only Options

1099 Borrower's - We have programs
Portfolio Loans – We can fund these in excess of $50+ Million.
Conventional – Full doc (tax return) mortgages
FHA Loans - Lower down-payment options
VA Loans - Zero down payment
Reverse Mortgages - Borrower's needing income
Jumbo and Super Jumbo Mortgages - $50 Million+

Other MTGS